Hi, I'm Todd

I’ve been teaching and coaching thousands of 18-29 year olds how to create a life that fits their dreams by learning how to think about and do money differently.



I started managing and investing money at age 15 through earnings from a small grass cutting business I started in Dayton, Ohio. I bought 10 shares of my first stock (Johnson & Johnson) at age 16 and invested $1,000 into my first mutual fund (T. Rowe Price Science and Technology fund) at age 18. My Dad was not a banker, financial planner or a Wall Street guy. He, along with my Mom, simply taught me the value of a strong work ethic, the importance of saving and the time value of money when you invest it.

But don’t get me wrong. I have also made some dumb money mistakes along the way. I can say without a doubt that my experience with making great and poor money decisions in the past has helped me tremendously with creating an iron clad 5 step money system that is helping thousands of people from all over believe in their future again.


I’m also the founder of Young Money magazine which was in existence from 2000 -2009. Nearly 7 million copies of the only money magazine for young adults was distributed on 300+ college campuses in 25 states. What a great experience interviewing top entrepreneurs, professional athletes and other personalities for our magazine like Mark Cuban.

Since 2010, I’ve spoken to tens of thousands of milllennials, Gen Z’ers and Gen X’ers in 37 states and abroad through the Young Money University LIVE! Financial Success Speaking Tour.  Such an amazing opportunity and privilege to see beliefs and attitudes change almost instantly within younger generations about their future when speaking live.

Top 3 Money Mistakes 
to Avoid in Your Twenties

Because of a faulty financial education system, so many people grow up making avoidable money mistakes that cause problems later on. If you can minimize these mistakes when you’re young, you’ll position yourself to create serious wealth down the road!

Subscribe for free to receive the three most common financial mistakes people make in their twenties and how to avoid them!